Commercial real estate loans are financing options specifically designed for purchasing, refinancing, or developing commercial properties, such as office buildings, retail spaces, warehouses, and multifamily units. Key features include:

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• Property Types: These loans cover a wide range of properties used for business purposes

• Loan Terms: Typically feature longer repayment periods, often between 5 to 20 years

• Down Payment Requirements: Generally require a larger down payment compared to residential loans, ranging from 20% to 30%

• Interest Rates: Rates may vary based on property type, borrower qualifications and market conditions

• Cash Flow Assessment: Lenders evaluate the property's income potential and the borrower's financial stability to assess risk

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Commercial real estate loans are essential for investors and businesses looking to acquire or expand their commercial property holdings